The HouseKeys Ownership Marketplace - Agent Page

(Page organized alphabetically) / Last Updated: 9/5/2023

Because you are one of the many valuable real estate agents operating in the Bay Area, we need your help identifying qualified buyers for our Below Market Rate units. As trusted experts in the real estate market, you have a deep understanding of the local community and the needs of potential buyers.

We would greatly appreciate your referral if you come across clients who may benefit from our affordable housing opportunities or have individuals in your network actively seeking affordable homes.

Generally, these units do not require a realtor because they are part of the Below Market Rate Program. Because of that, the unit is represented by the city (the program administrator) or the builder; thus, the buyer does not need representation.

However, we’re offering a $500 referral fee for recommending an applicant who is new to the Housekeys’ system and successfully closes on one of the designated opportunities. They’ll have to identify you within 24 hours of a drawing entry, using the form stack linked below.


THE CITY OF CAMPBELL

no opportunities


CONTRA COSTA COUNTY

coming early 2024 - Oak Road by Summerhill

(4) 3 bed / 3 bath - Est. $517,000 - 1362 sq. ft.
(6) 4 Bed / 2 Bath - Est. $560,000 - 1,522 sq. ft.

Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - TBD
Utility Allowance - TBD
Solar - TBD
Homeowners Insurance -HO6 (Est. $60)


THE CITY OF HAYWARD

Mission crossing by Meritage homes

moderate income - 4 bed / 3.5 bath - $575,311 - $322.12 HOA - 1909-2041 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $599.28
Utility Allowance - Est. $513 (no AC assumed)
Solar - Included in the sales price
Homeowners Insurance - HO6 (Est. $60)

moderate income - 2 bed / 2.5 bath - $477,416 - $276.87 HOA - 1445 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $497.30
Utility Allowance - Est. $357 (no AC assumed)
Solar - included in the sales price
Homeowners Insurance -
HO6 (Est. $60)

STILL ACCEPTING APPLICATIONS! We are accepting files on a first-come, first-served basis!

entry deadline: n/a
File submission Deadline: N/A


THE CITY OF LAFAYETTE

coming soon - the Brant by Lennar

MODERATE INCOME - 3 bed / 2 bath - $594,891 - $743.56 HOA
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $619.67
Utility Allowance - Est. $302.04 (no AC assumed)
Solar - N/A
Homeowners Insurance -
must be included in ratios)


MODERATE INCOME - 2 bed / 2 bath - $524,446 - $743.56 HOA
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $546.29
Utility Allowance - Est. $213 (no AC assumed)
Solar - N/A
Homeowners Insurance -
(must be included in ratios)


MODERATE INCOME - 1 bed / 1 bath - $452,591 - $743.56 HOA
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $471.45
Utility Allowance - Est. $215 (no AC assumed)
Solar - N/A
Homeowners Insurance -
(must be included in ratios)

low INCOME - 2 bed / 2 bath - $251,745 - $743.56 HOA
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $21.85
Utility Allowance - Est. $213 (no AC assumed)
Solar - N/A
Homeowners Insurance -
(must be included in ratios)

VERY LOW INCOME - 1 bed / 1 bath - $59,920 - $743.56 HOA
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $62.4
Utility Allowance - Est. $215 (no AC assumed)
Solar - N/A
Homeowners Insurance -
(must be included in ratios)

entry deadline: 3/8/2022
File submission Deadline: 3/16/2022

 

Woodbury Highlands by davidon homes

Moderate income - 2 bed / 1.5 bath - $485,000 - $355.33 HOA
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $505.21
Utility Allowance - Est. $213 (no AC assumed)
Solar - Included in the sales price
Homeowners Insurance -
HO6 (Est. $60)

Very low income - 2 bed / 1.5 bath - $242,575 - $355.33 HOA
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $252.68
Utility Allowance - Est. $213 (no AC assumed)
Solar - Included in the sales price
Homeowners Insurance -
HO6 (Est. $60)

Drawing entry deadline: 5/19/2023
File submission Deadline: 6/2/2023 by 5:00 pm

NO City PREFERENCES
NO FIRST-TIME HOMEBUYER REQUIREMENT


THE CITY OF MARINA

no opportunities


THE CITY OF MORGAN HILL

18434 RUBY LANE - Resale

MODERATE INCOME - 2 BED / 2.5 BATH - $581,842 - $373.47 HOA

Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $606.09
Utility Allowance - $272 (no AC assumed)
Homeowners Insurance -
HO6 (Est. $60)

We are accepting files on a first-come, first-served basis!

 

18442 RUBY LANE - Resale

MODERATE INCOME - 3 BED / 2.5 BATH - $786,500 - $400 HOA

Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $TBD
Utility Allowance - $TBD (no AC assumed)
Homeowners Insurance -
HO6 (Est. $60)

 

Jasper by Trumark - Price Reduced

moderate income - 3 bed / 3 bath - $599,000 - $350 HOA - 1,403 sq. ft.


Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $623.96
Utility Allowance - $360 (no AC assumed)
Solar - $11,950
Homeowners Insurance -
HO6 (Est. $60)

Drawing Entry Deadline: 8/25/2023
File Submission Deadline: 9/13/2023

Down Payment Assistance for Jasper:

Applicants making UP TO 120% AMI (Moderate Income):

  • Up to $20,000 from Morgan Hill BEGIN. NOW A 0% INTEREST

  • Applicants making UP TO 80% AMI (Low Income). Households may apply for all three sources for a total of $320,000 (conditional upon approval):

    • Up to $100,000 from CalHOME - County of Santa Clara.

    • Up to $100,000 from Santa Clara County -Measure A Funds

      • All county funds are loans with a 0% interest policy.

      • Application fees may apply.

    • Up to $120,000+ from Morgan Hill BEGIN. NOW A 0% INTEREST


THE CITY OF MOUNTAIN VIEW

1996 Montecito Ave

VERY LOW income - 3 Bed / 3 Bath - $168,380 - $440.63 HOA - 1757 Sq Ft.

Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $175.40
Utility Allowance -
$360 (NO AC ASSUMED)
Solar - N/A
Homeowners Insurance -
HO6 (Est. $60)

Entry deadline: 5/26/2023 by 5 pm PST
File submission Deadline: 6/9/2023 by 5 pm PST


THE CITY OF SAN LUIS OBISPO

 

Avila Ranch

Workforce income - 3 bed / 1.5 bath - $574,605 - $45.10 HOA - 1,169 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $598.55
Utility Allowance - $728 (NO AC ASSUMED)
Solar - $105-$169 (lease Only)
Homeowners Insurance -
TBD
Total Annual Special Tax: $2,385.68

Moderate income - 2 bed / 1 bath - $412,825 - $45.10 HOA - 819 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $430.03
Utility Allowance - $560 (NO AC ASSUMED)
Solar - $105-$169 (lease Only)
Homeowners Insurance -
TBD
Total Annual Special Tax: $2,385.68

Moderate income - 2 bed / 1 bath - $555,395 - $45.10 HOA - 819 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $578.54
Utility Allowance - $560 (NO AC ASSUMED)
Solar - $105-$169 (lease Only)
Homeowners Insurance -
TBD
Total Annual Special Tax: $2,385.68

Drawing Entry Deadline: 9/1/2023
File Submission Deadline: 9/8/2023

 

811 Lawrence DR - Resale

Moderate income - 3 bed / 2.5 bath - $493,950 - $350 HOA - 1,492 sq. ft.

Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $TBD
Utility Allowance - $TBD (NO AC ASSUMED)
Solar - N/A (lease Only)
Homeowners Insurance -
TBD


THE CITY OF SANTA CLARA

 

Villa Bella by Legend USA

median income - 2 bed / 2 bath - $441,000 - $557 HOA - 1129 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $459.38
Utility Allowance - $272 (no AC assumed)
Solar - Included in the sales price
Homeowners Insurance -
HO6 (Est. $60)

Median income - 2 bed / 2 bath - $451,000 - $557 HOA - 1129 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $469.79
Utility Allowance - $272 (no AC assumed)
Solar - Included in the sales price
Homeowners Insurance -
HO6 (Est. $60)

Moderate income - 2 bed / 2 bath - $509,000 - $557 HOA - 1152 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $530.20
Utility Allowance - $272 (no AC assumed)
Solar - Included in the sales price
Homeowners Insurance -
HO6 (Est. $60)

Drawing Entry Deadline: 1/27/2023 by 5:00 PM
File Submission Deadline: 2/10/2023 by 5:00 PM


THE CITY OF SAN RAMON

City Village by Summerhill Homes

up to moderate income - 4 bed / 3.5 bath - $582,471 - hoa: 356.39 - 2249 sq. ft
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $606.74
Utility Allowance - $354 (no AC assumed)
Solar - Range of $12,000 - $14,000
Homeowners Insurance -
HO6 (Est. $60)

UP TO LOW INCOME - 4 bed / 3.5 bath - $270,588 - HOA: 356.39 - 1988 to 2249 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $281.86
Utility Allowance - $354 (no AC assumed)
Solar - Range of $12,000 - $14,000
Homeowners Insurance -
HO6 (Est. $60)

Up to Very Low income - 3 bed / 3.5 bath - $151,458 - HOA: $356.39 - 1716 to 1817 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $157.77
Utility Allowance - $308 (no AC assumed)
Solar - Range of $12,000 - $14,000
Homeowners Insurance -
HO6 (Est. $60)

Drawing Entry Deadline: 10/27/2023
File Submission Deadline: 11/10/2023


THE CITY OF SCOTTS VALLEY

acorn commons

Low income - 2 bed / 1 bath - $340,689 - $628.50 HOA - 1015 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $354.88
Utility Allowance - $369 (no AC assumed)
Solar - $11,500
Homeowners Insurance -
HO6 (Est. $60)

Low income - 3 bed / 1.5 bath - $387,098 - $628.50 HOA - 1283 and 1291 sq. ft.
Estimated Monthly Non-Mortgage Costs:
Est. Property Taxes - $403.23
Utility Allowance - $462 (no AC assumed)
Solar - $11,500
Homeowners Insurance -
HO6 (Est. $60)

Drawing Entry Deadline: Friday, July 21st at 5:00 PM
File Submission Deadline: Wednesday, July 26th at 5:00 PM